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Before you touch any software, taking in consignment cards is a handshake deal. Get the terms straight up front and the software part — tracking who owns what and what you owe — is quick. Skip this step and you’ll be reconstructing the deal from memory later.

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Decide the ownership model

There are three ways this deal usually goes, and Hoard tracks all three, but they behave differently, so pick one before the cards leave the consignor’s hands. Split percentage (consignment). The most common setup. You list and sell their cards, and you split the revenue — they get a percentage, you keep the rest. Nothing changes hands up front. You only owe them once a card sells. Flat buy-in. You buy the cards outright at an agreed price, on the spot. You own them now. There’s no ongoing payout obligation — the deal is done the moment you pay. Guaranteed floor. You promise the consignor a minimum payout per card no matter what it eventually sells for. This is usually reserved for higher-value cards where the consignor wants certainty instead of upside.

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Decide the split (if it’s a split deal)

Common splits run 50/50, 60/40, or 70/30 in the consignor’s favor for higher-value cards. There’s no universal standard — set whatever your shop normally uses. Also decide whether the split applies to the gross sale price (what the buyer paid) or the net price after TCGplayer’s marketplace fee (roughly 10.25%). Net is more accurate to what actually lands in your account; gross is simpler to explain to a consignor who isn’t familiar with marketplace fees.

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Capture the basics before they leave

Write down, or have ready to enter into Hoard:
  • Contact and payment info. A Venmo handle, PayPal.me slug, or CashApp tag, if they want digital payouts. This lets you pay them with the amount pre-filled later instead of copying numbers around by hand.
  • The count. How many cards, roughly, so you can sanity-check the batch against what actually gets listed.
  • The split, buy-in price, or floor price, whichever model you picked.

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Set expectations on timing

Consignment payouts track actual sales, not a guess. If a card doesn’t sell, there’s no payout owed on it yet — it’s still their card, still sitting in your inventory. Let the consignor know this up front so “when do I get paid” has an obvious answer: when it sells, not on a schedule.

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Once the deal is set, move to Hoard

With the ownership model, split (or price), and payment info decided, track consignment inventory in Hoard walks through adding the consignor, assigning their cards, and recording payouts as sales come in.